Abstract of Title

A documented history of the title to a piece of real property, detailing the original grant and all subsequent conveyances, encumbrances and liens affecting the property, the results of which are reduced to a written summary and reviewed to prepare a title insurance commitment or binder subject to various conditions. An abstract of title can be a full abstract; an abstract of current owner; a date-down or bring-down, an update from a given date. The abstract will include a review of all documents associated with a real property.

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Frequently Asked Questions
How do I find out if property taxes are paid as well as fire insurance? And should I pay those?

A quick telephone call to the Tax Collector’s office can tell you if taxes are current. To find out about insurances may take investigating if you are not listed as an additional insured on an existing policy. Possibly you are receiving notices from the insurance company and have contact information; maybe you can ask the owner of the property; or if you suspect there is no insurance it might be wise to place your own and have us make note of it as an advance to protect your interest.

Generally, we would recommend payment. Advances by the lender to pay taxes and insurance are allowable and chargeable to the borrower.

Foreclosure Statistics
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California

This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.

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