Service Members Civil Relief Act

Federal legislation designed to ease the economic and legal burdens on military personnel which protects active duty military personnel from the enforcement of civilian debt, including, but not limited to: mortgage relief, termination of leases, eviction protection, stay of proceedings and the reopening of default judgments. Passed in December 2003, the Service Members Civil Relief Act restates and renames of the Soldiers and Sailors Relief Act of 1940.

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Frequently Asked Questions
What if the Borrower (Trustor) offers to make a partial payment?

Accepting a partial payment can jeopardize the validity of the foreclosure. You can accept a partial payment and rescind the foreclosure; however, you would need to record a new Notice of Default if they remain in default. You can accept money with a forbearance agreement. There are many ramifications of a forbearance agreement; the process should be guided by legal counsel.

Foreclosure Statistics
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California

This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.

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