Rescission

The cancellation or annulment of a contract or transaction by operation of law or mutual consent. Borrowers retain certain rights to rescission on certain mortgage refinance and home equity transactions within three business days after closing, or for up to three years in certain instances.

Starting a foreclosure is as easy as
  1. Click on the "Get Started Now" button below.
  2. Complete the secure online form, or download a printable version.
  3. Submit the form securely via the website, e-mail, fax, or mail it to us.
Frequently Asked Questions
How do I find out if property taxes are paid as well as fire insurance? And should I pay those?

A quick telephone call to the Tax Collector’s office can tell you if taxes are current. To find out about insurances may take investigating if you are not listed as an additional insured on an existing policy. Possibly you are receiving notices from the insurance company and have contact information; maybe you can ask the owner of the property; or if you suspect there is no insurance it might be wise to place your own and have us make note of it as an advance to protect your interest.

Generally, we would recommend payment. Advances by the lender to pay taxes and insurance are allowable and chargeable to the borrower.

Foreclosure Statistics
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California

This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.

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