Mortgage Insurance Premium (MIP)

A fee paid by a borrower, to an insuring agency such as the Federal Housing Administration (FHA) or a private mortgage insurance (PMI) company, for mortgage insurance. Premiums are paid once at closing and on a monthly basis until a threshold of approximately 80 percent loan-to-value is reached or for a set period.

Starting a foreclosure is as easy as
  1. Click on the "Get Started Now" button below.
  2. Complete the secure online form, or download a printable version.
  3. Submit the form securely via the website, e-mail, fax, or mail it to us.
Frequently Asked Questions
If someone is in the property after I become owner how do I get them out?

You should consult an attorney; however you can ask them, offer them money or sue them for "Unlawful Detainer", an eviction action. Your legal counsel can advise as to cost and time frames.

Foreclosure Statistics
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California

This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.

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