Streamlining
The refinancing of an FHA insured loan with a minimum of documentation, underwriting and costs. Eligible mortgages must be current; the refinance must result in a lower monthly principal and interest rate payment, and cannot be used for equity cash-outs. ╥No cost╙ streamlining constitutes no out-of-pocket expenses to the borrower but a higher interest rate; closing costs can be added to the principal balance if it is determined that sufficient equity exists.
Starting a foreclosure is as easy as
- Click on the "Get Started Now" button below.
- Complete the secure online form, or download a printable version.
- Submit the form securely via the website, e-mail, fax, or mail it to us.
What is the "Reinstatement Period"?
The 3 month period after the recording of the Notice of Default. This acts as a grace period, during which the Trustor/Borrower may cure the default by belated performance, if the default is curable. Please check out our Foreclosure Process Timeline page for more information.
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California
This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.