Mutual Agreement
The most common foreclosure postponement reason; it simply indicates that the homeowner and the lender have agreed to postpone the sale. This may be the result of a phone call where the homeowner has requested a little more time, or a more formal agreement like forbearance. Many homeowners do not realize when they enter a forbearance agreement that the foreclosure process continues and if they miss an agreed upon payment the property can be sold on the next scheduled sale date with no further notice.
Starting a foreclosure is as easy as
- Click on the "Get Started Now" button below.
- Complete the secure online form, or download a printable version.
- Submit the form securely via the website, e-mail, fax, or mail it to us.
What do I do to start a foreclosure?
You will need to complete our information sheet called "Declaration of Default And Demand For Sale." This form is on our website to be completed digitally or the form can be downloaded, completed by hand and faxed or emailed to us. We will use this information to prepare a Notice of Default for recording which begins the foreclosure process. We will also need a copy of your Deed of Trust and Promissory Note plus any Deed of Trust Assignments, if any. Please call our office for any questions you may have and assistance to complete the form.
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California
This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.