Mortgage Insurance Premium (MIP)
A fee paid by a borrower, to an insuring agency such as the Federal Housing Administration (FHA) or a private mortgage insurance (PMI) company, for mortgage insurance. Premiums are paid once at closing and on a monthly basis until a threshold of approximately 80 percent loan-to-value is reached or for a set period.
Starting a foreclosure is as easy as
- Click on the "Get Started Now" button below.
- Complete the secure online form, or download a printable version.
- Submit the form securely via the website, e-mail, fax, or mail it to us.
What is the "Reinstatement Period"?
The 3 month period after the recording of the Notice of Default. This acts as a grace period, during which the Trustor/Borrower may cure the default by belated performance, if the default is curable. Please check out our Foreclosure Process Timeline page for more information.
2009 To 2014 Foreclosure Statistics for San Luis Obispo County, California
This document details the number of Notice of Defaults, Notice of Sales, and Trustee's Deeds filed in San Luis Obispo County, CA from January 2009 through 2014. For review of data prior to 2009 please contact our office.